The increasing frequency of billion-dollar storms is no longer an anomaly but a stark reality. Mega-storms, once considered rare occurrences, are now striking with alarming regularity. Since 2020, the United States has experienced a billion-dollar weather disaster approximately every 16 days, a dramatic increase compared to the 1980s when such events were months apart. In 2024 alone, the U.S. witnessed 27 of these catastrophic events, underscoring the escalating impact of climate change.