Hurricanes, Insurance, and the Fine Print You Skip
• Homeowners insurance usually covers wind damage from hurricanes, but flood damage requires a separate flood insurance policy.
• Pay attention to your policy's deductibles, exclusions, and whether it covers 'replacement cost' or 'actual cash value'.
• Before and after a hurricane, document your property and any damage with photos and videos to support your insurance claim.
Navigating insurance after a hurricane
Hurricanes can be terrifying, and dealing with the aftermath can be even worse. That’s where insurance is supposed to help, right? But what happens when you find out your policy doesn’t cover as much as you thought? Let’s break down how hurricanes, insurance, and that pesky fine print all connect.
Related News